What is MFA and how does it affect you?
MFA – short for Multi Factor Authentication – is an additional login step used to secure services like email or online banking. It is also called 2FA by some vendors.
Business insurance policies have started to include requirement of MFA on critical systems and services. Without MFA you could see higher premiums or even have you renewal canceled.
The quick and simple types of MFA:
Text Message (SMS) – this is when a site or service sends you a text message with a 6-9 digit code.
Application Based – An app you have on your mobile device that provides rotating codes.
Email Based – You receive a code to the registered email address with the service you’re trying to log into.
Hardware Based – a physical device that either reads a fingerprint or is a USB key that needs to be present in the computer you’re using.
These are the simplified terms of MFA and is not an exhaustive list.
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